IDFC FIRST Bank · Credit card

FIRST Corporate

A credit card from IDFC FIRST Bank. Facts below come from the issuer's own documents.

FC
Annual fee
₹0
Fee waiver
Not listed
Rewards
  • Choice of cashback or Reward Points
  • Rebates of up to 150 basis points on spends under the bank’s dynamic rebate program

Benefits & rewards

Issuer information
Rewards
  • Choice of cashback or Reward Points
  • Rebates of up to 150 basis points on spends under the bank’s dynamic rebate program
Reward cap
Not available
Lounge access
Included
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹0
Joining fee
₹0
Foreign purchases
0% markup on international spends
Eligibility
Not available
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against IDFC FIRST Bank's own pages. Only independently approved changes appear here.

  1. Annual fee
    Changed
    ₹2,000₹0 (nil)

    Annual fee changed from ₹2,000 to ₹0 (nil)

    Verified 11 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page
  2. Foreign currency markup
    Changed
    3.5%0%

    Foreign currency markup changed from 3.5% to 0%

    Verified 11 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page
  3. Joining fee
    Changed
    ₹4,000₹0 (nil)

    Joining fee changed from ₹4,000 to ₹0 (nil)

    Verified 11 Sep 2026 · previous value recorded 26 Jul 2026 · issuer page
  4. Reward rates
    Newly listed
    Choice of cashback or Reward Points; rebates of up to 150 basis points on spends under the bank’s dynamic rebate program.

    Reward rates is now listed as Choice of cashback or Reward Points; rebates of up to 150 basis points on spends under the bank’s dynamic rebate program.

    Verified 11 Sep 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.