FIRST Digital
IDFC FIRST Bank · Credit card

FIRST Digital

A credit card from IDFC FIRST Bank. Facts below come from the issuer's own documents. Network: RuPay.

FD
Annual fee
₹199
Fee waiver
Spend ₹0 a year
Rewards
  • 1 reward per 150 on UPI

Benefits & rewards

Issuer information
Rewards
  • 1 reward per 150 on UPI
Reward cap
Not available
Lounge access
Included
Read the issuer's benefit terms ↗

Fees, eligibility & repayment

Issuer information
Annual fee
₹199
Joining fee
₹199
Fee waiver
Spend ₹0 in a year
Foreign purchases
0% markup on international spends
Eligibility
Not available
Repayment
Pay the full statement balance to avoid interest; interest and late fees follow the issuer's schedule of charges.

What changed

Issuer information

Differences found when this card's published terms were re-verified against IDFC FIRST Bank's own pages. Only independently approved changes appear here.

  1. Foreign currency markup
    Changed
    3.5%0%

    Foreign currency markup changed from 3.5% to 0%

    Verified 11 Sep 2026 · previous value recorded 13 Aug 2026 · issuer page
  2. Lounge access
    Newly listed
    Included

    Lounge access is now listed as Included

    Verified 11 Sep 2026 · issuer page

Cardholder experience

Experience notes

No admissible cardholder observations are on file for this card yet. Nothing is invented to fill the gap.

Offers on this card

No verified offer currently names this exact card. Offers from the same bank for other cards are not assumed to apply.